One of the most difficult parts of any separation or divorce the uncertainty it places on your financial future. Most people come to mediation with concerns about who will keep the house, what kind of financial support they are entitled to, and who will pay the bills.

At River Mediation Services, we will work with you to gather all pertenant financial information for your situation and present it in a way that you can understand, regardless of your previous financial knowledge. Once you have provided the mediator with your financial information, you will receive a Financial Summary. This critical document puts all of the facts and figures in one place and helps everyone understand the issues that must be decided during the mediation.

The Financial Summary includes:

• Income from all sources, including employment, self-employment, partnerships, corporations, rental real estate, trusts, and all other sources
• Additional compensation and incentives, including stock options, stock purchase plans, profit sharing and delayed compensation
• Current and future living expenses
• Health insurance
• Life insurance
• Tax returns
• Real Estate
• Pensions and Retirement Accounts
• Brokerage and Bank Accounts
• Stocks and Savings Bonds
• Trusts
• Accounts for Children
• Liabilities, including credit cards, promissory notes and all other debts

The mediator will walk you and your spouse through each item to ensure that you each understand the asset and your options in divorce - for example, what kinds of retirement assets can be divided at divorce and the tax implications of various options.