Medical and dental insurance coverage for each spouse and any children, a major concern in divorce, will be addressed, including options for continued coverage and responsibility for premium costs and uninsured expenses. We will review options for continuing coverage and responsibility for the payment of premium costs, as well as responsibility for uninsured medical and dental expenses.
Current life and disability insurance policies will be reviewed, including benefit amounts and currently named beneficiaries. Future obligations to maintain life and/or disability insurance will be discussed, along with options for beneficiary designation and possible arrangements for trust accounts for children.
Your mediator will point out insurance protection which may be required in conjunction with support and property division obligations in your agreement - but the most important factor in determining a level of insurance is your own need to secure the future of you and your children if your former spouse's ability to contribute resources of money and time were to end. |